How we work
Our clients range from sophisticated and experienced investors through to those people who want little input into their investments after agreeing an overall strategy. Therefore, to accommodate this diverse range we do not proscribe a set method of how we are remunerated, nor, a system that every client has to follow. Where possible we will always prefer to take smaller initial fees/commissions for an ongoing performance related charge. This means we have a vested interest on how well your portfolio is performing!
Broadly speaking we offer three levels of service as follows:
Transactional Only
This service is aimed at sophisticated investors who would only like to receive information on the best schemes in specific areas that they are interested in; which may be commercial property syndicates, hedge funds, venture capital trusts or tax shelters. They will then decide which investments are suitable for them, and ask us to arrange it.
Limited Advice with Transactions
At this level of service we would have an initial meeting to build up a strategy to help you achieve your immediate and future goals, and set up any appropriate wrappers accordingly. You would then receive our recommendations for investments as they became available. Subsequently we would meet at least once a year to run through your overall planning to ensure that you are receiving information that is entirely apposite to your circumstances.
Full Advice
As this suggests, we will undertake a full initial review of your circumstances to a very detailed level. You will receive professional advice about where your financial arrangements are already good, and where they're inadequate (or not covered at all).
You'll also have our help to decide how much provision you need to make, and the order of priority in dealing with your finances. In almost all cases we are able to make arrangements which clients would be unable to make for themselves. All our proposals will be fully explained and costed so that you'll know exactly what and why before you agree to anything. We would agree to then meet twice a year to provide ongoing advice or review of the structures you have in place.